Payment cards track your payment history, many third party companies can get that data. The vendors also get your name.
Suggested use of the app "Standard Notes" for note taking.
Try to stop using Google search. There are many better options like Startpage, Duck Duck Go, Searx, Yacy etc. Open your mind, close down your data to Google.
How to delete data that is stored on you.
Dont trust your browser with your passwords, use a dedicated password manager.
Try to avoid just downloading apps. They make it much easier for the companies that create them to track you.